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Both deals, which expire July 8, require that you use the manufacturer's financing arm. Those types of deals typically are only available to consumers with very good or excellent credit.
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It's also important to compare incentives at the dealership. On top of manufacturer discounts, an individual dealer might give you a better deal on a trade-in, or a lower interest rate, or even extras like free oil changes. If you do end up looking at a car that comes with a manufacturer's incentive, negotiations with a dealership should be based on the reduced price, said Kelsey Mays, senior editor of Cars.
6 best times to buy a car
Unless paying with cash, you should get preapproved for a loan from a bank or credit union. While there's no obligation to use the preapproval, you'll at least be armed with a comparison when the dealership offers its loan terms. Make sure you're armed with all the documents you'll need to complete a sale: your driver's license, the title and registration for your existing car if you're trading it in , and proof of insurance. If you are making a down payment, call the dealership ahead of time to find out what forms of payment are accepted.
Once you get to the nitty-gritty of a deal, you might be offered an optional feature or service contract, such as an extended warranty.
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Make sure you do the math before you sign on the dotted line — not only to understand the extra monthly cost, but also to know what you would pay over the life of the loan for the add-on. Sign up for free newsletters and get more CNBC delivered to your inbox. Get this delivered to your inbox, and more info about our products and services.
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Markets Pre-Markets U. On top of our great selection of new Buick, GMC and used cars in Richmond, we are also offering financing, cash back, and lease deals all Fourth of July weekend. Let us help you find competitive rates on car loans and leases in Richmond.
We make the process easy with our online finance pre-qualification application. We'll take care of the paperwork before you even step foot into our Richmond dealership.
The best new-car deals for the Fourth of July | WTOP
Contact our finance specialists today for more information on our Fourth of July car loan specials. That's why our customers always come to our Richmond dealership for the best auto service and selection of Buick, GMC parts in the area. If you're from Richmond, you can depend on Adams Buick GMC Inc for high-quality oil changes, vehicle inspection services, car repairs and more. Plus, we are offering auto repair discounts all summer!